Is It a Surprise That your Financial Advisor Has Not Recommended Physical Gold or Silver

The Financial Advisor, What you Need To Know

Financial advisors are fiduciaries, and in most circumstances truly want their clients to do well, but their expertise and recommendations are largely confined to paper offerings. They operate within a system that rewards them for managing assets that remain within the financial institution they represent.

And while many financial advisors may acknowledge the value of Gold, offering clients "exposure" through Exchange-Traded Funds (ETFs) or Gold mining stocks. However, when it comes to actual, physical gold—tangible wealth that exists outside of the paper-based financial system—most advisors remain silent. Why? Because physical Gold is not a product they can package, manage, or charge fees on.

If your financial advisor has recommended that you seek out a reputable dealer to purchase physical gold, congratulations—you have found someone who genuinely prioritizes your financial well-being over their commission. But if they haven’t, maybe it’s time to ask why.

Financial Advisors Only Promote “In-House” Products

Ever tried withdrawing money from your bank, only to be ushered into a last-minute meeting with an in-house advisor? It’s no accident. Banks and financial institutions thrive on keeping your assets under their control, generating fees through fractional banking, investment products, and account maintenance.

Your financial advisor might suggest a Certificate of Deposit (CD), an annuity, or a mutual fund—each carrying fees, penalties, and restrictions that benefit the institution more than they benefit you. But what about physical gold? It doesn’t generate fees. It doesn’t fit neatly into their revenue model. And that’s exactly why it’s ignored.

The Truth About the Dollar—and Why They Won’t Tell You

Ask yourself: is your portfolio truly diversified? Many investors believe they are, only to realize that all their assets—mutual funds, stocks, IRAs, 401(k)s—are denominated in U.S. dollars. And what is the dollar’s track record?

Since 2000, the U.S. dollar has lost 85% of its value against gold. Since 1980, it has lost 97%. A $25,000 investment in gold in 1972 would be worth $1,300,000 today. That same $25,000 in cash? It would buy a fraction of what it once could.

With rampant debt, money printing, and rising inflation, the purchasing power of the dollar will only continue to erode. Yet, advisors and bankers won’t highlight this reality—because their business depends on keeping you invested in paper assets that generate ongoing fees for them.

Do Advisors Even Understand Physical Gold?

Financial advisors are trained to sell a suite of financial products—ETFs, CDs, Treasury bills, savings bonds, money market funds, annuities, stocks, and corporate bonds. They are not trained to discuss, let alone recommend, physical gold ownership. Their entire compensation model is based on managing assets within the financial system. Why would they encourage you to take a portion of your wealth outside of their control?

Think about it: doctors specialize, attorneys specialize, accountants specialize—shouldn’t someone advising you on gold be specialized as well? The reality is that if you want to own physical gold, you need to seek advice from professionals who actually understand it, not from financial advisors who have been conditioned to push paper assets.

Gold: A Store of Wealth Beyond the Banking System

Gold has served as real money for over 3,000 years, maintaining its purchasing power through economic upheavals, market crashes, and currency collapses. Can the same be said for the modern financial instruments your advisor promotes?

Speculative investments can create wealth—but they can also wipe it out. In times of uncertainty, doesn’t it make sense to hold an asset that cannot be printed, manipulated, or devalued?

Physical gold doesn’t generate fees. It doesn’t rely on the banking system. It simply exists as a secure store of value, available when you and your family need it most. If your financial advisor isn’t discussing this option with you, maybe it’s time to ask why.